Fee Schedule

Galaxy FCU Fee Schedule

This fee schedule is subject to change.

Membership Fees
Member Benefit Cost
Membership Free
Checking Accounts Free
Virtual Branch Free
ATM or Debit Card* Free
Night Deposit Free
Direct Deposit Free
Payroll Deposit Free
US Savings Bonds Redemption Free
Checking Account Fees
Monthly minimum balance fee None
Monthly service charge None
Per check charge None
Photocopy of check (FREE on VB) $5.00
Automatic transfer from line of credit None
ATM Transaction Fees
Point of Sale (POS) Free
Inquiries on Us (our ATM) Free
Withdrawals on Us Free
Deposits on Others (Not our ATM) $1.00
Inquiries on Others $1.00
Withdrawals on Others $1.00
Other Fees
Account Research, per hour $36.00
ACH Return/Overdraft $25.00
ATM Overdraft $25.00
Automatic transfer from savings $7.00
Cashier/Official check $5.00
Certified checks $7.00
Check return/Overdraft $25.00
Close/Reopen account within 60 days $5.00
Collection item $25.00
Collection item - foreign $35.00
Copy/Fax $2.00
Copy of statement (FREE on VB) $5.00
Christmas club withdrawal $6.00
Dormant accounts (per month after 2 years) $5.00
Draw on uncollected funds $25.00
Garnishment request fee $35.00
Interim Stmt/History (FREE on VB) $5.00
IRA share account (Quarterly fee) $7.00
Loan amortizations $5.00
Manual transfer from savings $15.00
Money order (maximum $1,000) $2.00
Negative balance fee (per day after 4 days) $15.00
Password reset fee (FREE on VB) $5.00
Phone transfers > $100 FREE
Phone transfers < $100 $5.00
Receipt mailed out $3.00
Replacement ATM/debit card* $15.00
Returned check $25.00
Return deposited item $25.00
Savings balance below $5 minimum $25.00
Stop payment - per item $11.00
Stop payment - range $17.00
VISA travel money card $6.00
VISA gift card $3.00
Western Union Quick Cash $27.00
Wire transfer (incoming) $12.00
Wire transfer (outgoing) $22.00
Wire transfer (international) $35.00

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