Galaxy FCU Fee Schedule
This fee schedule is subject to change.
| Member Benefit | Cost |
| Membership | Free |
| Checking Accounts | Free |
| Virtual Branch | Free |
| ATM or Debit Card* | Free |
| Night Deposit | Free |
| Direct Deposit | Free |
| Payroll Deposit | Free |
| US Savings Bonds Redemption | Free |
| Monthly minimum balance fee | None |
| Monthly service charge | None |
| Per check charge | None |
| Photocopy of check (FREE on VB) | $5.00 |
| Automatic transfer from line of credit | None |
| Point of Sale (POS) | Free |
| Inquiries on Us (our ATM) | Free |
| Withdrawals on Us | Free |
| Deposits on Others (Not our ATM) | $1.00 |
| Inquiries on Others | $1.00 |
| Withdrawals on Others | $1.00 |
| Account Research, per hour | $36.00 |
| ACH Return/Overdraft | $25.00 |
| ATM Overdraft | $25.00 |
| Automatic transfer from savings | $7.00 |
| Cashier/Official check | $5.00 |
| Certified checks | $7.00 |
| Check return/Overdraft | $25.00 |
| Close/Reopen account within 60 days | $5.00 |
| Collection item | $25.00 |
| Collection item - foreign | $35.00 |
| Copy/Fax | $2.00 |
| Copy of statement (FREE on VB) | $5.00 |
| Christmas club withdrawal | $6.00 |
| Dormant accounts (per month after 2 years) | $5.00 |
| Draw on uncollected funds | $25.00 |
| Garnishment request fee | $35.00 |
| Interim Stmt/History (FREE on VB) | $5.00 |
| IRA share account (Quarterly fee) | $7.00 |
| Loan amortizations | $5.00 |
| Manual transfer from savings | $15.00 |
| Money order (maximum $1,000) | $2.00 |
| Negative balance fee (per day after 4 days) | $15.00 |
| Password reset fee (FREE on VB) | $5.00 |
| Phone transfers > $100 | FREE |
| Phone transfers < $100 | $5.00 |
| Receipt mailed out | $3.00 |
| Replacement ATM/debit card* | $15.00 |
| Returned check | $25.00 |
| Return deposited item | $25.00 |
| Savings balance below $5 minimum | $25.00 |
| Stop payment - per item | $11.00 |
| Stop payment - range | $17.00 |
| VISA travel money card | $6.00 |
| VISA gift card | $3.00 |
| Western Union Quick Cash | $27.00 |
| Wire transfer (incoming) | $12.00 |
| Wire transfer (outgoing) | $22.00 |
| Wire transfer (international) | $35.00 |
