Certificate of Deposit Rates

Certificate of Deposit Rates

 

Share Certificate Rate Summary
Account TypeMinimum Balance to Open AccountMinimum Balance to Obtain APYDividend Rate*Annual Percentage Yield*
3 - 12 Mos. $500 $500 4.75% 4.83%
13 - 24 Mos. $500 $500 4.50% 4.58%
25 - 36 Mos. $500 $500 3.50% 3.55%
37 - 48 Mos. $500 $500 2.75% 2.78%
49 - 60 Mos. $500 $500 2.50% 2.53%

* The Annual Percentage Yield (APY) assumes that dividends are added to principal and remain on deposit. Withdrawal of dividends will reduce earnings.

Special Notes:

  • Rates are effective as of 7/16/2024.
  • Rates are subject to change. Current dividend rates will be quoted upon request.
  • Dividends will be calculated daily and will be credited quarterly on March 31, June 30, September 30, and December 31.
  • Dividends are calculated by the daily balance method which applies a daily periodic rate to the principal in your account each day, and begin to accrue on the business day you deposit to your account.

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