Deposit Rates

Deposit Rates from Galaxy FCU

 

Deposit Rate Summary
Account TypeMinimum Balance to Open AccountMinimum Balance to Obtain APYDividend Rate*Annual Percentage Yield*
Share Account

$5

$200 0.25% 0.25%
Share Draft Account $0 $5,000 0.05% 0.05%
Youth Share Account $5 $20 0.25% 0.25%
Christmas Club $5 $5 0.25% 0.25%
IRA Share Account $50 $50 0.55% 0.55%
Share Certificate
3 - 12 Mos. $500 $500 0.45% 0.45%
13 - 24 Mos. $500 $500 0.60% 0.60%
25 - 36 Mos. $500 $500 0.75% 0.75%
37 - 48 Mos. $500 $500 0.90% 0.90%
49 - 60 Mos. $500 $500 1.15% 1.15%

* The Annual Percentage Yield (APY) assumes that dividends are added to principal and remain on deposit. Withdrawal of dividends will reduce earnings.

Special Notes:

  • Rates are effective as of 01/18/2018.
  • Rates are subject to change. Current dividend rates will be quoted upon request.
  • Dividends will be calculated daily and will be credited quarterly on March 31, June 30, September 30, and December 31.
  • Dividends are calculated by the daily balance method which applies a daily periodic rate to the principal in your account each day, and begin to accrue on the business day you deposit to your account.

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