Loan Rates

 

Loan Rates from Galaxy FCU

 

Loan Rate Summary
Loan TypeAnnual Percentage RateTerm (In months)Comments
Vehicle 2016-2018 2.95% 1-72 100% Financing/NADA Value
Vehicle 2012-2015 3.99% 1-60 NADA Value
Vehicle 2011 & Older 5.99% 1-36 NADA Loan Value
Home Equity 3.49% 1-60 80% of Appraisal 1st or 2nd Only
Home Equity 3.74% 61 - 120 80% of Appraisal 1st or 2nd Only
Home Equity 3.99% 121 - 180 80% of Appraisal 1st or 2nd Only
Home Equity 4.24% 181-240 80% of Appraisal 1st or 2nd Only
Home Equity - Land Only 5.49% 1-60 65% of Appraisal 1st Only
Home Equity - Land Only 5.74% 61 - 120 65% of Appraisal 1st Only
Home Equity - Land Only 5.99% 121 - 180 65% of Appraisal 1st Only
New Motorcycle, ATV, Lawn 4.49% 1-60 100% Financing
Used Motorcycle, ATV, Lawn 4.99% 1-48 NADA Clean Trade In Value
New Boats & Motor Homes 4.49% 1-120 100% Financing
Used Boats & Motor Homes 4.99% 1 - 72 NADA Trade In Value
Personal (Unsecured) 9.00% 1 - 24  
Personal (Unsecured) 10.00% 25 - 60  
Share (Savings) Secured 2.50% 1-12 Share Accounts Only
Certificate Secured CD Rate + 2% 1-60 Loan and CD Terms Must Match
Line of Credit/Overdraft Protection 15.00% 1-24 Maximum $5,000 per member
 
  • Other loan types available, contact the credit union for details.
  • Rates are effective as of 01/01/2018.
  • All rates are set by the Board of Directors and are subject to change

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