Stretch Your Dollars at GalaxyTo open a new account or find out more about how we can help you stretch your dollars and pinch your pennies, drop by our office located in Franklin. 

There are a number of ways to become a member of Galaxy Federal Credit Union. It's easy and the benefits are many. Please visit our Membership page to find out more.


Please click for our current DEPOSIT and LOAN Rates

Mortgage Center


Virtual Branch (VB) � This online real time service is available to all members of Galaxy at no charge! Members must enroll by answering privacy questions and selecting security features. Once enrolled, members can access their accounts, view history, transfer funds, view share draft images, view statements and statement inserts, pay bills from their Galaxy share draft (checking) account, set up email alerts for many scenarios, and much more. Enrollment must be done online and is designed to make your life a little easier.  We are confident that you will find Virtual Branch to be easy to use and very convenient.

Galaxy Payment Protection Plan �– Help protect your loan – Help preserve your standard of living. Whether you are thinking about taking out a new loan or already have a loan with us, you should take steps to protect you and your family in case something unforeseen happens. This protection can cancel or waive your loan payments.

Click here for details for Consumer Loans or Click here for details for Home Equity Loans


Galaxy VISA Cardholder Information  Galaxy VISA cardholders may now access their private credit card information at  After an authentication process, cardholders can access numerous data about their Galaxy VISA Account.  To apply for a Galaxy Federal Credit Union VISA credit card apply at our secured website at Our credit card offers you Security, Savings, and Benefits by bringing peace and tranquility into your life.

Online check reordering is available for Galaxy customers, as well as a list of No-Fee ATM's in the region.

Have you run out of ideas for birthdays, holidays, weddings, graduations, and more? We offer a selection of VISA Gift Cards that can be purchased for any gift-giving occasion. You can select the card style and then add funds from $10 to $500. The recipient can use them anywhere that accepts VISA!

We offer very competitive low loan rates on all of our loans, including new or used vehicles, motorcycles, campers, boats, home equity loans, and more. Select the Loan Rates link to view our current rates and the Applications link to apply online. Or stop in our office for details.

GAP (Guaranteed Asset Protection) insurance covers the deficiency balance on your loan in the event of a total loss. Click here for details.

MRC (Mechanical Repair Coverage) is the most comprehensive extended warranty coverage for all makes and models of automobiles. Our coverage helps you enjoy your new purchase and maintain "Peace of Mind" because even the most reliable vehicle can develop a mechanical problem Click here for details.

TruStage Insurance Products
are available to members of Galaxy Federal Credit Union.  These products are designed
for credit union members, to help you protect those who matter most in your life.  Galaxy has made $1,000 of TruStage Accidental Death & Dismemberment Insurance available at no cost to you!  Also available are: Life Insurance (whole life or term), Accidental Death & Dismemberment, Automobile, and Home Insurance.  Click on the link below, the link on our home page, or call 888-380-9287 for Auto and Home; 855-612-7910 for AD&D; or 855-612-7909 for Life Insurance.

Share Accounts
  • Minimum of $50 to open an account.
  • Interest Bearing Accounts with quarterly dividends.
  • Minimum balance of $200 to receive dividends.

Share Draft Accounts

  • No Minimum Balance.
  • No Monthly Service Fees.
  • No Per Check Fee.

Credit Cards



Savings and Retirement Products

  • CDs
  • IRAs
  • Christmas Clubs
  • Vacation Clubs

Additional Services

Lost/Stolen Purse, Wallet and/or Checkbook?
Click here for help...

Galaxy Federal Credit Union
1313 Liberty Street
Franklin, PA 16323
(814) 432-1207
Toll-Free: (866) 835-2125
FAX: (814) 437-3134

Send Email
(Use email for general information requests only. Please, no money transfer request via email.)
Business Hours and Holiday Observances

Celebrate the Credit Union Difference

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Galaxy Federal Credit Union
All Rights Reserved