|
Loan Rate
Summary |
| Loan
Type |
Annual
Percentage Rate |
Term
(In months) |
Comments |
| New Vehicle |
5.75% |
1-72 |
100% Financing |
| Used Vehicle (2005 and newer) |
5.75% |
1-60 |
NADA Value |
| Used Vehicle (2004 and older) |
7.99% |
1-36 |
NADA Loan Value |
| Home Equity |
5.75% |
1-60 |
80% of Appraisal, 1st or 2nd Lien Position Only |
| Home Equity - Land Only |
8.25% |
1-60 |
65% of Appraisal, 1st Lien Position Only |
| Home Equity |
5.75% |
61-120 |
80% of Appraisal, 1st or 2nd Lien Position Only |
| Home Equity - Land Only |
8.75% |
61 - 120 |
65% of Appraisal, 1st Lien Position Only |
| Home Equity |
5.75% |
121 - 180 |
80% of Appraisal, 1st or 2nd Lien Position Only |
| Home Equity - Land Only |
9.25% |
121 - 180 |
65% of Appraisal, 1st Lien Position Only |
| Home Equity |
8.25% |
1 - 60 |
90% of Appraisal, 1st Lien Position Only |
| Home Equity |
8.75% |
61 - 120 |
90% of Appraisal, 1st Lien Position Only |
| Unsecured, Personal |
9.0% |
1 - 24 |
Maximum $10,000 per member |
| Unsecured, Personal |
10.0% |
25 - 60 |
Maximum $10,000 per member |
| New Motorcycle, ATV, Lawn & Garden |
6.75% |
1 - 60 |
100% Financing |
| Used Motorcycle, ATV, Lawn & Garden |
6.75% |
1 - 48 |
NADA Clean Trade In Value |
| New Motor Home & Boat |
7.75% |
1 - 120 |
100% Financing |
| Used Motor Home & Boat |
7.75% |
1 - 72 |
NADA Trade In Value |
| Share (Savings) Secured |
4.50% |
1 -12 |
Share Acocunts Only |
| Certificate Secured |
Rate + 2% |
1 - 60 |
Loan and CD Terms Must Match |
| Line of Credit/Overdraft Protection |
15.00% |
1 - 24 |
Maximum $2,000 per member |
| Better Choice Loans |
18.00% |
90 Days |
Max $500 - Alternative for payday loans |
Other loan types available, contact the
credit union for details.
All rates are set by the Board of Directors and are subject to change |
